Strict Standards: Non-static method ServiceFactory::getServiceInstance() should not be called statically in /home/www/XIXXI/tags.php on line 24

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Strict Standards: Non-static method ServiceFactory::getServiceInstance() should not be called statically in /home/www/XIXXI/tags.php on line 25

Strict Standards: call_user_func() expects parameter 1 to be a valid callback, non-static method TemplateService::getInstance() should not be called statically in /home/www/XIXXI/services/servicefactory.php on line 28

Strict Standards: Non-static method ServiceFactory::getServiceInstance() should not be called statically in /home/www/XIXXI/tags.php on line 26

Strict Standards: call_user_func() expects parameter 1 to be a valid callback, non-static method UserService::getInstance() should not be called statically in /home/www/XIXXI/services/servicefactory.php on line 28

Strict Standards: Non-static method ServiceFactory::getServiceInstance() should not be called statically in /home/www/XIXXI/tags.php on line 27

Strict Standards: call_user_func() expects parameter 1 to be a valid callback, non-static method CacheService::getInstance() should not be called statically in /home/www/XIXXI/services/servicefactory.php on line 28

Strict Standards: Non-static method ServiceFactory::getServiceInstance() should not be called statically, assuming $this from incompatible context in /home/www/XIXXI/services/bookmarkservice.php on line 222

Strict Standards: Non-static method ServiceFactory::getServiceInstance() should not be called statically, assuming $this from incompatible context in /home/www/XIXXI/services/bookmarkservice.php on line 223

Strict Standards: call_user_func() expects parameter 1 to be a valid callback, non-static method TagService::getInstance() should not be called statically in /home/www/XIXXI/services/servicefactory.php on line 28

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/bookmarkservice.php on line 342

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Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/bookmarkservice.php on line 353

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/bookmarkservice.php on line 361

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 168

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/tagservice.php on line 174

Strict Standards: Only variables should be assigned by reference in /home/www/XIXXI/services/bookmarkservice.php on line 361

Strict Standards: Non-static method ServiceFactory::getServiceInstance() should not be called statically, assuming $this from incompatible context in /home/www/XIXXI/templates/bookmarks.tpl.php on line 2

Strict Standards: Non-static method ServiceFactory::getServiceInstance() should not be called statically, assuming $this from incompatible context in /home/www/XIXXI/templates/bookmarks.tpl.php on line 3
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  1. Die Berufsunfähigkeit ist heute eine der wichtigsten Versicherungen, denn die gesetzliche Berufsunfähigkeitsrente wurde durch die Erwerbsminderungsrente ersetzt, d.h. bei eintretender Berufsunfähigkeit wird uneingeschränkt auf andere Tätigkeiten verwiesen. Z.B. erhält ein Bankangestellter bei eintretender Berufsunfähigkeit keine Leistungen der GRV wenn er noch als Nachtwächter erwerbstätig sein könnte. Die Volle Rente bekommt nur, wer weniger als 3 Std. am Tag arbeiten kann. Die halbe Rente wird nur gezahlt, wer weniger als 6 Std. am Tag arbeiten kann. Besonders betroffen sind Freiberufler und Selbständige, die meistens gar keine oder nur geringe Rentenansprüche aus früheren Angestelltenverhältnissen haben. Das gleiche gilt für Auszubildende und junge Arbeitnehmer, diese haben in den ersten Jahren gar keinen gesetzlichen Versicherungsschutz. Weitere Informationen und einen Tarifrechner zur Berufsunfähigkeit finden Sie auf unseren Webseiten.

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